If settling down in the Tri-Valley area near San Francisco is an idea you’ve been considering, you’ve probably been doing a lot of research into the cost of living in the Tri-Valley.
One of the loveliest Tri-Valley cities is San Ramon, so if you’re looking for a place to settle down, you may be wondering how much it costs to live in San Ramon.
San Ramon is a fairly expensive city to live in. However, it has a lot of benefits and is ultimately one of the best cities in California to make your home. But let’s look a little closer at what it’s like to live in San Ramon and how much it will REALLY cost you.
Can you afford to live in San Ramon, CA?
Cost of Housing in San Ramon
The median home price for a single-family home in San Ramon is around $1,400,000
The first thing you probably thought of when you decided to look into moving to San Ramon was the cost of housing. The cost of housing is fairly high in San Ramon. With a wide variety of modern, massive mansions, you’ll find that the average price for a home is about $1,400,00, though there is certainly plenty of variation.
If you’ll be in San Ramon for a short time or want to rent while you search for the house of your dreams, you’ll find that apartments are also fairly expensive. For rent, you’ll likely pay $2,120 per month in a studio, $2,520 per month in a 1-bedroom, $3,070 per month in a 2-bedroom, $4,020 per month in a 3-bedroom, and $4,730 per month in a 4-bedroom apartment.
Obviously, you’ll want to budget plenty for your housing costs if you choose to settle in San Ramon. But many of the homes are new and freshly updated, so you’ll find that living in them is generally worth the cost.
Cost of Utilities in San Ramon
Now, once you have an idea of how much it costs to settle down, it’s crucial to start thinking about your monthly expenses. Utilities in San Ramon include expenses such as energy, water, phone bills, and gas for your car.
In general, you can expect to pay:
- $230.22 per month for your energy bill
- $247.67 per month for your phone bill
- $4.56 per gallon for gas
Based on those costs, you’ll likely want to budget between $600 and $2,000 per month for utilities—both those included above and any others you may accrue in your personal situation.
However, this depends on your individual needs and your family’s habits. Just expect your bills to cost around this much and calculate what you’ll need based on your living standards and your family’s needs and expectations.
Cost of Groceries in San Ramon
As in most cities in the Tri-Valley, groceries are fairly pricey in San Ramon. Obviously, you’ll find that prices differ depending on which store you visit, so just keep these prices in mind as a ballpark.
In general, you can expect typical grocery items in San Ramon to cost:
- $5.05 for a loaf of bread
- $2.93 for a dozen eggs
- $3.16 for a gallon of milk
- $4.37 for a banana bunch
If you like going out to eat, those prices will also add to your food budget, so keep those in mind too. In San Ramon, a hamburger will probably cost you around $6, a large pizza around $12, a meal out for two around $80, and a typical coffee around $5.36.
Cost of Healthcare in San Ramon
As you age and raise your children, you’ll want to make sure you have a good doctor to visit who can help keep you healthy and provide care during emergencies.
In San Ramon, you can typically expect to pay approximately:
- $150 for a doctor visit
- $130 for a dentist visit
- $150 for an optometrist visit
- $590 for a prescription from the pharmacy
If you have pets, you’ll find that the typical vet bill for a visit is around $70.
Cost of Taxes in San Ramon
One of the major expenses that many people forget about when considering moving to a new city is the cost of taxes. How much will you have to pay in property taxes, income taxes, etc.?
Of course, certain taxes will vary based on your income or what you spend.
However, there are some standard rates you can expect. In San Ramon, the sales tax sits at 9.2% and the average property tax paid was around 0.9%.
Overall, if your household income is around $160,000, which is the average salary most families in San Ramon make, you can expect to pay between 8% and 9.3% in income tax.
How Much Should I Make To Live in San Ramon?
Again, how much you want to make in San Ramon really depends on your personal preferences.
While the average salary is between $140,000 and $160,000, you may be able to live comfortably on less or may desire more. It all depends on your standard of living.
A good rule of thumb is to calculate by the 50-30-20 rule when considering income. According to this rule, you should plan to spend 50% of your net income on needs, 30% of your net income on wants, and 20% of your net income on savings or investments.
So, based on the numbers you have for the San Ramon cost of living, calculate how much you’ll need to make to pay comfortably for each category of expenses. That should help you decide how much you need to make to live comfortably in San Ramon.
What Am I Paying for in San Ramon, CA?
Now that you know about how much it will cost you to live in San Ramon, you’re probably wondering if it’s worth it.
What will you be paying for in San Ramon if you choose to live in this relatively expensive city?
There is really a lot to be said for San Ramon. A major city in the San Ramon Valley with a population of around 86,000, San Ramon is also one of the wealthiest cities in the United States. It houses the headquarters for Chevron Corporation and Cooper Companies and also contains offices for companies such as AT&T, GE Digital, and several other large organizations.
If you want to bring your family into San Ramon, you’ll find that there are many entertainment options! 58 community parks, hundreds of acres of open spaces, over 50 art exhibits, and multiple performing arts options make San Ramon a diverse and enjoyable cultural center.
Regular community events, multiple historical sites, quality shopping centers, and some of the most highly-rated schools in California are also big pieces of this city’s vibrant culture.
If you’re interested in learning more about San Ramon, don’t hesitate to check out the Pros and Cons of San Ramon to see why you may—or may not—want to make this lovely city your new Tri-Valley home!
Ready To Move To San Ramon, CA?
Now, it’s time for you to decide. If you like what you’ve heard about San Ramon and are okay with the cost of living in the city, you may want to seriously consider moving to San Ramon soon!
If you’re ready to take the next step, don’t hesitate to reach out for more information. I can show you a list of available homes and help you figure out more specifically how much it will cost for YOUR family to live a comfortable life in San Ramon.
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Hello…I work with both buyers and sellers in the Northern California area.
My real estate spans from the East Bay (Tri-Valley) to the Greater Sacramento areas.
If you would like to know more about the Tri-Valley area, please read: “Everything you need to know about the Tri-Valley area”
To better understand what each city has to offer, I have created a Pros and Cons videos and articles for each Tri-Valley Area:
If you are thinking about purchasing or selling a home, please reach out to me by text, phone, or email. If it is convenient, I can schedule a Zoom chat so we can discuss your home goals. Wishing you all the best on your home journey. Cheers!
eXp Realty
(925) 980-4603
DRE # 01861944
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